Loan Against Property
Unlock the value of your residential or commercial property and avail high-value funding at competitive interest rates with flexible tenure up to 20 years.
Check Eligibility Apply NowKey Features
High Loan Amount up to 70% of Property Value
Lower Interest Compared to Unsecured Loans
Flexible Tenure up to 20 Years
Multi Purpose Usage
Quick Processing
Balance Transfer Available
Loan Against Property EMI Calculator
Loan Against Property (LAP) is a secured loan where you pledge your residential or commercial property to raise funds. It offers lower interest rates and higher loan amounts compared to personal loans.
Eligibility Criteria
| Criteria | Requirement |
|---|---|
| Age | 21 – 65 Years |
| Employment | Salaried / Self-Employed |
| Income Stability | Minimum 2–3 Years Stable Income |
| Property Type | Residential / Commercial |
| CIBIL Score | 650 or Above Preferred |
Documents Required
| Category | Documents |
|---|---|
| Identity Proof | PAN Card, Aadhaar |
| Address Proof | Utility Bill / Passport |
| Income Proof | Salary Slips / ITR |
| Bank Statement | 6–12 Months |
| Property Papers | Ownership & Legal Documents |
Why Choose RupeePoint
50+ Banking Partners
Fast Approval & Disbursement
Lowest Interest Negotiation
Dedicated Loan Expert
Transparent Process
End-to-End Support
Frequently Asked Questions
What is Loan Against Property? – It is a secured loan taken against property collateral.
How much loan can I get? – Up to 70% of property value.
What is the interest rate? – Rates start from 8% onwards.
How long is the tenure? – Up to 20 years.
Can I use the loan for business? – Yes, funds can be used for multiple purposes.